Van Mandaladhikari v. National Insurance
National Consumer Disputes Redressal CommissionNC/RP/1902/2024Bench: Dr. Inder Jit Singh (Presiding Member), Dr. Sadhna Shanker (Member)
An insurance claim can be lawfully denied if the driver of the insured vehicle did not possess a valid driving license at the time of the accident. The absence of a valid license amounts to a breach of policy terms and the insurer is not liable.