Bharti Axa v. Subbulakshmi
National Consumer Disputes Redressal CommissionRevision Petition No. 599 of 2019Bench: AVM J. Rajendra (Presiding Member), Justice Anoop Kumar Mendiratta (Member)
Overloading of the insured vehicle does not amount to a fundamental breach of the insurance policy. The insurer is still liable to pay a proportionate amount (75% on a non-standard basis) of the assessed claim amount, as overloading is not a ground for complete repudiation.