4 Scams Every Indian Must Know In 2026: Digital Arrest, Fake Court Notice, Courier Scam & Investment Fraud
EduLaw EditorialCitizen's PlaybookLearn how digital arrest scams, fake court notice scams, courier parcel scams and investment frauds work in India, with warning signs, legal remedies, reporting steps and emergency checklist updated till 16 June 2026.
⚖ EduLaw Citizen Playbook 🔗 🌙 Home › Citizen Playbook › 4 Scams Every Indian Must Know 4 Scams Every Indian Must Know In 2026 Digital arrest, fake court notice, courier scam and investment fraud — explained with legal remedies and emergency checklists for every Indian citizen. Citizen Playbook Updated till 16 June 2026 Cyber Safety Guide India Legal Remedies 📹 Fake police video call 📜 Fake court notice 📦 Courier parcel alert 📈 Fake trading app ☎️ 1930 helpline 📑 Contents ▾ Contents 🚨 Emergency Action Card Quick Comparison Table Why These Scams Work 1. Digital Arrest Scam 2. Fake Court Notice 3. Courier / Parcel Scam 4. Investment Fraud What The Law Can Do Evidence To Preserve Where To Report What Not To Do Scam Response Timeline 10-Point Survival Checklist Myth vs Fact FAQ Source Notes Scammers use fear. Citizens need proof, process and law. This Citizen Playbook is not a generic cyber-safety listicle — it is a legal survival guide. India lost staggering sums to cyber fraud through 2025 and into 2026, and the four scams below account for the overwhelming majority of high-value losses. The good news: each one collapses the moment you stop reacting to fear and start following procedure. Throughout this guide we clearly separate four kinds of information so you always know what you are reading: ✔ Verified Government Advisory ⚠ Reported Scam Pattern § Legal Remedy → Immediate Citizen Action 🚨 If You Are Being Scammed Right Now Read this first. Do not finish the call you are on. Do not transfer anything. Do not transfer money. Do not share OTP, UPI PIN, Aadhaar, PAN or bank details. Disconnect the call. Save screenshots, phone numbers and transaction IDs. Call 1930 immediately for financial cyber fraud. Report at cybercrime.gov.in . Inform your bank and request account freeze / lien marking of the fraud trail. File a local police complaint if required. 📋 Copy Emergency Checklist ✔ Verified Government Advisory The national cyber crime helpline 1930 and the National Cyber Crime Reporting Portal cybercrime.gov.in are run by the Indian Cyber Crime Coordination Centre (I4C) under the Ministry of Home Affairs. Reporting quickly — within the "golden hour" — gives banks the best chance to flag the money before it is withdrawn. At a glance Quick Comparison Table Scam How It Starts Fear Used Money Demand Main Red Flag Immediate Action Where To Report Digital Arrest Call/video from "police", CBI, ED, customs Arrest, jail, drug case "Verification" / "clearance" / "RBI safe account" Told you cannot disconnect the video call Disconnect, screenshot, dial 1930 1930, cybercrime.gov.in Fake Court Notice WhatsApp / email PDF, fake summons or FIR Court, warrant, property attachment Pay via QR / UPI to "close case" QR-code or instant online payment demand Don't scan, verify on eCourts/registry cybercrime.gov.in, Chakshu Courier Scam "Courier/customs" call about a parcel Drugs/illegal items, Aadhaar misuse "Settlement" / "case verification" Call transferred to "police" on video Hang up, verify courier directly 1930, cybercrime.gov.in Investment Fraud WhatsApp/Telegram group, fake "tips" Missing out, greed of fast returns Top-ups, "tax", "unlock" fee to withdraw Guaranteed/high returns + blocked withdrawal Stop deposits, save app & UPI IDs 1930, cybercrime.gov.in, SEBI SCORES The mechanics of manipulation Why These Scams Work Every one of these frauds is a piece of social engineering . They do not break your phone — they hijack your emotions. Tap a card to reveal the psychological trick behind it. Scam One 1. Digital Arrest Scam: When Scammers Pretend To Be Police, CBI, ED Or Court Officials ⚠ Reported Scam Pattern ✔ Verified Government Advisory How it works The victim receives a call accusing them of a crime — money laundering, a seized parcel, a SIM linked to terror funding. The caller poses as police, CBI, ED, customs or even an RBI official, then escalates to a video call from a fake "police station" set with uniforms and forged ID cards. A fake arrest warrant or court order is flashed on screen. The victim is told they are under "digital arrest", must not disconnect, must not tell anyone, and must transfer money to a "verification" or "RBI safe" account until they are "cleared". There is no legal concept of "digital arrest" in India. Police cannot keep you in custody on a video call. No genuine agency arrests, interrogates or seeks money over WhatsApp, Skype or any video call. ✔ Verified Government Advisory In his Mann Ki Baat address, the Prime Minister publicly warned that "digital arrest" does not exist in Indian law and that no enforcement agency asks for personal details or money over phone or video call. His three steps were: stay calm and record/screen-record, remember no agency threatens you online, and take action by calling the cyber helpline and informing police. I4C has issued repeated advisories on digital-arrest cybercrime, and in 2026 WhatsApp reported banning thousands of accounts linked to these scams after coordination with I4C. Real-life pattern Reported cases follow a script: a "FedEx/customs" parcel allegedly containing drugs, a call transferred to "Mumbai/Delhi police", hours of isolation on video, and instructions to move savings to a "safe account for RBI verification". Losses have ranged from a few lakhs to several crores in widely reported incidents. Warning signs Red flags include: an unsolicited call alleging a serious crime; pressure to stay on the call and tell no one; a video setup mimicking a police station; demands to move money to "verify" it; and threats of "immediate arrest" if you hang up. Am I Being Digitally Arrested? — Quick Checker Are they refusing to let you disconnect? Are they asking for money or a "verification" transfer? Are they showing ID cards / a "warrant" on video? Are they asking you to stay on a video call? Are they threatening immediate arrest? Check Result What not to do Do not stay on the call out of fear. Do not transfer money to any "safe account". Do not install any app they ask you to. Do not keep it secret — isolation is their main weapon. Do not believe an on-screen "warrant". → Immediate Citizen Action Disconnect. Screen-record or screenshot the caller, number and any documents shown. Tell a family member. Call 1930 , report on cybercrime.gov.in , and inform your bank if any money moved. Report the calling number/SMS on the Sanchar Saathi (Chakshu) facility. Evidence to save Caller numbers, screen recordings of the video call, screenshots of fake IDs and "warrants", any beneficiary account/UPI IDs, and transaction references. Scam Two 2. Fake Court Notice Scam: When Scammers Use Law To Scare You ⚠ Reported Scam Pattern How it works You receive a WhatsApp message or email with a PDF on a fake lawyer's letterhead — a "court summons", "FIR", or "arrest warrant", sometimes invoking the police, a tribunal, or the Income-Tax Department. It claims urgent action and pushes you to scan a QR code or pay via UPI to "close the case" or avoid arrest or property attachment. ✔ Verified Government Advisory PIB Fact Check has repeatedly flagged fake "Income-Tax / court" emails and notices as phishing. A genuine court notice follows due process and is verifiable through the court registry, the official eCourts services, or a verified advocate. Courts and government departments do not demand instant payment through a QR code or UPI link to "settle" a case. How to identify a fake summons Treat any of these as suspicious: a QR code or payment link inside the notice; threats of immediate arrest unless you pay now; sent only over WhatsApp/email with no postal/registry process; missing or unverifiable case number; mismatched court name or party names; no registry seal; and no genuine next hearing date. Notice Verification Checklist Tick the genuine elements you can independently verify. The more that are missing, the more likely it is fake. Real case number present (verifiable on eCourts)? Court name correct and exists? Party names correct? Advocate details verifiable (Bar Council)? Genuine registry seal? A real next hearing date is given? ⚠ Payment link / QR code demanded? (red flag) Assess Notice How to verify safely Check the case number on the official eCourts services portal. Confirm the advocate through the State Bar Council. Contact the court registry directly using numbers from the official court website — never numbers printed on the suspicious notice. Why are QR demands suspicious? Because courts collect fees and fines through formal channels and challans, never through a "scan to settle now" link. → Immediate Citizen Action Do not scan, do not pay, do not panic. Preserve the message and PDF. Report on cybercrime.gov.in and the suspicious number on Sanchar Saathi (Chakshu) . If genuinely unsure about a real proceeding, consult a qualified advocate. Scam Three 3. Courier Scam: "Your Parcel Contains Drugs" ⚠ Reported Scam Pattern How it works A caller claims to be from a courier company — FedEx, Blue Dart, DHL — or "customs", and says a parcel linked to your Aadhaar or phone number has been intercepted with drugs, fake passports, or illegal items. The call is then "transferred" to a fake police or narcotics officer, who isolates you on a video call and demands money for "settlement" or "case verification". This frequently merges into the digital-arrest script. ✔ Verified Government Advisory This "FedEx / parcel contains drugs" pattern has been widely documented by national media and cyber-safety bodies and reported on the National Cyber Crime Reporting Portal. Courier companies and law-enforcement agencies do not investigate by transferring you to "police" on a random video call or by asking for money to clear your name. How to verify a courier claim Hang up. Independently look up the courier's official customer-care number (from their official website, not the caller) and confirm whether any parcel exists. Never share Aadhaar, OTP, or bank details to "verify" yourself. If your identity is misused, file a complaint on cybercrime.gov.in and report the number on Chakshu. How the call escalates 📞 Courier / customs call ↓ 📦 Claim of illegal parcel linked to Aadhaar ↓ 👮 "Transferred" to fake police ↓ 📹 Video call pressure & isolation ↓ 💸 Money demanded for "settlement" ↓ 🚫 SCAM CONFIRMED — disconnect & report → Immediate Citizen Action Disconnect at the first mention of a "transfer to police" or money. Screenshot the number, verify the courier independently, and report to 1930 / cybercrime.gov.in . Scam Four 4. Investment Fraud: Fake Trading Apps, Telegram Tips And Guaranteed Returns ⚠ Reported Scam Pattern ✔ Verified Government Advisory How it works You are added to a WhatsApp or Telegram group full of "members" posting fake profit screenshots and a "mentor" giving guaranteed tips. A small test deposit returns a small, real-looking payout — this builds trust. A polished fake trading dashboard then shows your "balance" rising. You are pushed into larger deposits and "VIP plans". When you try to withdraw, it is blocked behind a "tax", "fee", or "unlock charge" — which only deepens the loss. ✔ Verified Government Advisory SEBI has repeatedly cautioned investors against stock-market frauds spreading through WhatsApp, Telegram, YouTube and apps, including impersonation of SEBI-registered entities. Key signals: guaranteed or unrealistic returns are a red flag ; verify any intermediary's SEBI registration before paying; and be wary of upfront fees. RBI has flagged the misuse of "mule accounts" — bank accounts that launder scam money — and rolled out tools like MuleHunter.AI to detect them. Money you "deposit" often lands in such mule accounts. Fake app & scheme red flags Guaranteed or fixed daily returns; pressure to recruit or upgrade to "VIP"; withdrawals blocked behind new fees; an app not listed on official app stores or asking to be "side-loaded"; unregistered "advisors"; and payments routed to random individual UPI IDs or current accounts rather than a regulated broker. 📉 Loss Escalation Simulator See how a small "test" deposit snowballs as trust and greed compound. These are illustrative figures from the typical reported pattern. Total handed to scammers: ₹0 ▶ Run Simulation Reset Notice the trap: the only "withdrawal" you ever saw was the tiny early payout designed to win your trust. The "unlock" fee is just another deposit — real platforms never charge you to release your own money. → Immediate Citizen Action Stop all further deposits immediately — including any "unlock" or "tax" payment. Save the group links, chats, app link, dashboard screenshots, and every UPI ID / account number you paid. Report to 1930 and cybercrime.gov.in , and use SEBI's SCORES for securities-market grievances. The legal picture What The Law Can Do § Legal Remedy In plain language, conduct like this can attract criminal liability under India's penal and technology laws. Depending on the facts, the wrongdoing may involve cheating , impersonation (including impersonating a public servant), criminal intimidation , forgery of documents, identity theft and cyber fraud under the Information Technology Act, and — in larger organised networks — a money-laundering trail through mule accounts. ⚠ Important: The exact offences and sections depend on the specific facts, the documents involved, the jurisdiction and the police investigation. This guide does not state precise section numbers because misquoting them helps no one. It is general legal information, not legal advice. For your specific situation, consult a qualified advocate. Reporting itself never requires a lawyer. Build your dossier Evidence To Preserve Investigations move on detail. Preserve everything below before you block or delete anything — and do not delete chats . 📱 Phone numbers 💬 WhatsApp chats ✈️ Telegram group links 🖼️ Screenshots 🪪 Fake IDs 🧾 Payment receipts 🆔 UPI IDs 🏦 Bank account numbers 🔢 Transaction IDs 🎙️ Call recordings (if legally available) ⬇️ App download links 🔗 URLs 📧 Email headers 📦 Courier tracking numbers 📜 Fake notices / PDFs 📋 Copy Evidence Checklist Your reporting roadmap Where To Report A Cyber Scam In India ✔ Verified Government Advisory Call 1930 immediately for financial cyber fraud (the golden hour matters). Report on cybercrime.gov.in (National Cyber Crime Reporting Portal). Contact your bank's fraud helpline to flag the transaction. File a written complaint with your local cyber police station. Save the acknowledgement number from the portal. Follow up with the bank and police on the status. For notice/court scams, verify through an advocate or the court registry. Report suspicious calls/SMS on Sanchar Saathi (Chakshu) . If money lost If no money lost If account frozen If fake notice received If identity misused Call 1930 at once and report on cybercrime.gov.in within the golden hour. Inform your bank to flag the unauthorised transaction and the destination account. Save transaction IDs and the complaint acknowledgement number, then file a written complaint at the cyber police station. Even with zero loss, report the attempt on cybercrime.gov.in and the calling number/SMS on Sanchar Saathi (Chakshu). This helps authorities block numbers and warn others. Keep all screenshots. If your own account is frozen or lien-marked due to a cyber-fraud investigation, note that the freeze is ordered by the investigating agency/bank, not by I4C directly. Contact your bank to obtain the reference and the agency that requested it, cooperate with that agency, and if you are a genuine account holder, follow the I4C grievance/SOP route. A copy of the complaint and your transaction history help establish you are not the fraudster. Do not scan QR codes or pay. Verify the case number on eCourts, confirm the advocate via the Bar Council, and contact the court registry through official numbers. Report the fake notice on cybercrime.gov.in and the sender on Chakshu. If your Aadhaar, PAN or phone is being misused, report on cybercrime.gov.in, lock/freeze your Aadhaar biometrics via UIDAI, alert your bank, and report the fraudulent communication on Sanchar Saathi. Preserve every screenshot showing the misuse. We cannot and do not promise recovery of lost money. Fast reporting improves the chance that funds are flagged or held, but outcomes depend on the speed of reporting and the investigation. Avoid these mistakes What Not To Do 🚫 Do not send more money to "recover" earlier money — this is a classic second-stage trap. 🚫 Do not delete chats, numbers or screenshots — they are evidence. 🚫 Do not confront or argue with scammers. 🚫 Do not share OTP, UPI PIN, CVV or passwords with anyone. 🚫 Do not install remote-access or "support" apps they suggest. 🚫 Do not believe fake police video calls or on-screen "warrants". 🚫 Do not forward fake legal notices as if they are real. 🚫 Do not delay reporting once any money has moved. Act in order Scam Response Timeline First 5 minutes Disconnect the call and screenshot everything — numbers, IDs, messages, payment screens. First 30 minutes Call 1930 and your bank's fraud helpline. This is the golden window to flag the money. First 2 hours File a complaint on cybercrime.gov.in and save the acknowledgement number. First 24 hours File a written complaint at the cyber police station and assemble an evidence folder. Next 7 days Follow up with bank and police, track the freeze/trail, and preserve all records and acknowledgements. Print & keep The 10-Point Scam Survival Checklist 1 Pause — fear wants speed; you give it none. 2 Verify — through official channels, never the number that called you. 3 Do not pay — no genuine agency or court takes "settlement" over a call. 4 Disconnect — end the call; you owe scammers nothing. 5 Screenshot — capture numbers, IDs, chats, transactions. 6 Call your bank — flag any transaction immediately. 7 Call 1930 — the national cyber crime helpline. 8 File cyber complaint — on cybercrime.gov.in; save the number. 9 Preserve evidence — don't delete anything. 10 Seek legal advice — if frozen, disputed, or high-value. 🖨️ Print Checklist 📋 Copy Checklist Set the record straight Myth vs Fact Myth Police can "digitally arrest" you. Fact No lawful custody happens through a WhatsApp or video call. "Digital arrest" does not exist in Indian law. Myth Court notices require urgent QR payment. Fact Court procedure is verifiable through formal channels; courts never demand instant QR/UPI payment. Myth A small profit proves a trading app is real. Fact Small early payouts are bait used to build trust before bigger losses. Myth A courier company can transfer you to police on a video call. Fact Verify independently. Genuine couriers and police never do this — don't continue suspicious calls. A scam succeeds when fear moves faster than verification. Your first protection is not panic. It is procedure. Share: 🟢 WhatsApp 𝕏 Post ✈️ Telegram 🔗 Copy Link Quick answers Frequently Asked Questions What is a digital arrest scam? It is a fraud where criminals impersonate police, CBI, ED, customs or court officials over a phone or video call, falsely accuse you of a crime, and pressure you to stay on the call and transfer money for "verification" or "clearance". There is no concept of digital arrest in Indian law. Can police arrest someone through a video call? No. No Indian agency conducts arrests, custody or interrogation over WhatsApp, Skype or any video call, and none asks for money to settle a case. The Prime Minister and I4C have publicly confirmed "digital arrest" does not exist in law. What should I do if I receive a fake court notice? Do not scan any QR code or pay. Genuine court notices follow due process and are verifiable through the court registry, the eCourts platform or a verified advocate. Treat any notice demanding instant QR/UPI payment as suspicious and report it on cybercrime.gov.in. How do I verify a court summons? Check the case number on the official eCourts services portal, confirm the court and party names, verify the advocate via the Bar Council, and look for the registry seal and a future hearing date. Genuine courts never demand instant online payment via QR code. What is the courier parcel drugs scam? Scammers call pretending to be from a courier or customs, claim a parcel linked to your Aadhaar/phone contains drugs or illegal items, then transfer you to a fake police officer who isolates you on video and demands money to settle the "case". What if scammers say my Aadhaar is linked to a parcel? Disconnect immediately. Couriers and police do not investigate via random video calls or demand money. Do not share Aadhaar, OTP or bank details. Verify directly with the official courier helpline and report on cybercrime.gov.in and Sanchar Saathi. How do fake investment apps trap people? Via WhatsApp/Telegram groups with fake profit screenshots and a small early payout that builds trust, a fake dashboard showing gains, then ever-larger deposits and "tax" or "unlock" fees that block any real withdrawal. Can I recover money lost in a cyber scam? There is no guarantee. But reporting within the golden hour by calling 1930 and filing on cybercrime.gov.in gives the best chance for banks to flag or hold the money before it is withdrawn. Recovery depends on speed and the investigation. When should I call 1930? Immediately, the moment any money has been transferred in a suspected financial cyber fraud — ideally within the first hour. How do I report cyber fraud in India? Call 1930, register on cybercrime.gov.in, inform your bank's fraud helpline, file a written complaint at the local cyber police station, report suspicious calls/SMS on Sanchar Saathi (Chakshu), and preserve all evidence. What evidence should I preserve? Phone numbers, WhatsApp/Telegram chats, screenshots, fake IDs and notices, payment receipts, UPI IDs, beneficiary accounts, transaction IDs, app links, URLs, email headers and courier tracking numbers. Do not delete any chats. Should I hire a lawyer after a cyber scam? Reporting via 1930 and cybercrime.gov.in does not require a lawyer. But if your account is frozen, your identity is misused, or you face large losses or disputes, a qualified advocate can help you respond correctly and protect your rights. For verification Source Notes This guide draws on official Indian government and regulator advisories and credible national reporting. Always verify through official portals directly. Ministry of Home Affairs / Indian Cyber Crime Coordination Centre (I4C) — Digital Arrest advisories: i4c.mha.gov.in/advisories.aspx National Cyber Crime Reporting Portal & Helpline 1930: cybercrime.gov.in I4C / cybercrime.gov.in advisory page: cybercrime.gov.in/Webform/Advisory.aspx PM Modi's Mann Ki Baat warning that "digital arrest" does not exist in law (BBC): bbc.com SEBI caution on stock-market scams via social media: sebi.gov.in RBI on mule accounts & MuleHunter.AI (PIB): pib.gov.in DoT Sanchar Saathi (Chakshu) fraud-communication reporting: sancharsaathi.gov.in/sfc FedEx "parcel contains drugs" scam reporting (BBC / CyberPeace): bbc.com WhatsApp banning of accounts linked to digital arrest scams (MHA to SC, 2026): newindianexpress.com 📌 This is general legal and cyber-safety information for Indian citizens, not legal advice, and not a substitute for consulting a qualified advocate or contacting the police. Specific offences, sections and procedures depend on facts and jurisdiction. EduLaw does not guarantee recovery of any lost funds. Updated till 16 June 2026. 🚨 Emergency 📞 Report ✅ Checklist ❓ FAQ 🌙 Theme Copied! var root=document.documentElement; function setTheme(t){root.setAttribute('data-theme',t);try{localStorage.setItem('edulaw-theme',t)}catch(e){}var ic=t==='dark'?'☀️':'🌙';var tt=document.getElementById('themeToggle');if(tt)tt.textContent=ic;} (function(){var t='light';try{t=localStorage.getItem('edulaw-theme')||((window.matchMedia&&matchMedia('(prefers-color-scheme:dark)').matches)?'dark':'light')}catch(e){}setTheme(t);})(); function toggleTheme(){setTheme(root.getAttribute('data-theme')==='dark'?'light':'dark')} document.getElementById('themeToggle').onclick=toggleTheme; document.getElementById('bnTheme').onclick=toggleTheme; var prog=document.getElementById('progress'); addEventListener('scroll',function(){var h=document.documentElement;var sc=h.scrollTop/(h.scrollHeight-h.clientHeight)*100;prog.style.width=sc+'%'},{passive:true}); function toast(msg){var t=document.getElementById('toast');t.textContent=msg;t.classList.add('show');clearTimeout(t._t);t._t=setTimeout(function(){t.classList.remove('show')},1800);} function copyText(txt,msg){if(navigator.clipboard){navigator.clipboard.writeText(txt).then(function(){toast(msg||'Copied!')}).catch(function(){fallbackCopy(txt,msg)})}else{fallbackCopy(txt,msg)}} function fallbackCopy(txt,msg){var ta=document.createElement('textarea');ta.value=txt;document.body.appendChild(ta);ta.select();try{document.execCommand('copy');toast(msg||'Copied!')}catch(e){toast('Copy failed')}document.body.removeChild(ta);} document.getElementById('copyLink').onclick=function(){copyText(location.href,'Link copied!')}; document.getElementById('shCopy').onclick=function(){copyText(location.href,'Link copied!')}; var emergencyText="🚨 IF YOU ARE BEING SCAMMED RIGHT NOW\n1. Do NOT transfer money\n2. Do NOT share OTP, UPI PIN, Aadhaar, PAN or bank details\n3. Disconnect the call\n4. Save screenshots, phone numbers, transaction IDs\n5. Call 1930 immediately (financial cyber fraud)\n6. Report at cybercrime.gov.in\n7. Inform your bank — request account freeze / lien marking of fraud trail\n8. File local police complaint if required"; document.getElementById('copyEmergency').onclick=function(){copyText(emergencyText,'Emergency checklist copied!')}; var evidenceText="📋 EVIDENCE TO PRESERVE (do NOT delete chats)\n- Phone numbers\n- WhatsApp chats\n- Telegram group links\n- Screenshots\n- Fake IDs\n- Payment receipts\n- UPI IDs\n- Bank account numbers\n- Transaction IDs\n- Call recordings (if legally available)\n- App download links\n- URLs\n- Email headers\n- Courier tracking numbers\n- Fake notices / PDFs"; document.getElementById('copyEvidence').onclick=function(){copyText(evidenceText,'Evidence checklist copied!')}; var checklistText="✅ 10-POINT SCAM SURVIVAL CHECKLIST\n1. Pause\n2. Verify (official channels only)\n3. Do not pay\n4. Disconnect\n5. Screenshot\n6. Call your bank\n7. Call 1930\n8. File cyber complaint (cybercrime.gov.in)\n9. Preserve evidence\n10. 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No real agency does any of this. Disconnect NOW, screenshot, tell someone, and call 1930. Do not transfer any money.';} else{r.className='result ok show';r.innerHTML='✔ None ticked — but stay alert. If any of these start happening, treat it as a scam and disconnect immediately.';} }; document.getElementById('nvBtn').onclick=function(){ var genuine=[].slice.call(document.querySelectorAll('.nv-check')).filter(function(c){return c.checked && !c.classList.contains('nv-warn')}).length; var payFlag=document.querySelector('.nv-check.nv-warn').checked; var r=document.getElementById('nvResult');r.classList.add('show'); if(payFlag){r.className='result danger show';r.innerHTML='🚩 A QR / payment demand is a major red flag. Courts never ask you to "scan to settle". Do not pay. Verify the case on eCourts and report it.';} else if(genuine>=4){r.className='result ok show';r.innerHTML='✔ Several genuine elements present. 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